Last updated: 15th January 2026
Welcome to flashpointo. These Terms of Service ("Terms") govern your use of our website, services, and any related content provided by flashpointo AB ("we", "our", or "us"). By accessing our website at flashpointo.top or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access our website or use our services.
flashpointo AB is a Swedish company (Registration Number: 593758-5672) specialising in finance regulatory adaptation strategies for financial institutions across the European Union. We are based in Örebro, Sweden, and provide expert consulting services to help organisations navigate complex regulatory requirements.
flashpointo provides professional consulting services including but not limited to:
When using our website and services, you agree to:
You may not use our website or services to:
All content on our website, including but not limited to text, graphics, logos, images, software, and design elements, is the property of flashpointo or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. The flashpointo name and logo are trademarks of flashpointo AB.
Our professional services are provided under separate service agreements that will specify the scope of work, deliverables, timelines, and fees. These Terms of Service govern the general use of our website and form part of any service agreement. In the event of conflict between these Terms and a specific service agreement, the service agreement shall prevail.
Fees for our services will be specified in individual service agreements. Payment terms, methods, and schedules will be outlined in your service agreement. All fees are exclusive of applicable taxes unless otherwise stated. Late payment may result in suspension of services and additional charges as specified in your service agreement.
We understand the sensitive nature of regulatory and compliance information. flashpointo maintains strict confidentiality regarding all client information and will enter into appropriate confidentiality agreements as part of our service provision. We will not disclose your confidential information to third parties except as required by law or with your express consent.
To the maximum extent permitted by law, flashpointo's liability for any damages arising from or related to these Terms or our services shall be limited to the amount paid by you for the specific service giving rise to the claim. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities. This limitation applies regardless of the theory of liability, whether in contract, tort, or otherwise.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. While we strive to provide accurate and up-to-date regulatory guidance, laws and regulations are subject to change, and you should always verify current requirements with relevant authorities.
You agree to indemnify, defend, and hold harmless flashpointo, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our services, violation of these Terms, or infringement of any rights of another party.
These Terms shall be governed by and construed in accordance with the laws of Sweden. Any disputes arising from or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Sweden. If you are a consumer resident in another EU member state, you may also have rights under your local consumer protection laws.
We may terminate or suspend your access to our website and services at any time, with or without cause, and with or without notice. You may also terminate your use of our services at any time. Upon termination, your right to use our services will cease immediately. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property rights, limitation of liability, and governing law.
flashpointo shall not be liable for any delay or failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government actions.
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the new Terms.
These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and flashpointo regarding the use of our website and services. These Terms supersede any prior agreements or understandings.
If you have any questions about these Terms of Service, please contact us:
flashpointo AB
Email: legal@flashpointo.top
Phone: +46 199175570
Address: Odengatan 188, 706 00 Örebro, Sweden
Registration Number: 593758-5672